North Jersey Municipal Employee Benefits Fund

Mission Statement

The goal of the North Jersey Health Insurance Fund (HIF) or Health JIF is to provide a long-term solution to control benefit costs while providing programs for employees and their families to obtain quality healthcare.
The Fund has accomplished these goals through:
  • More effective management of claims/payments.
  • Negotiating with area providers to lower claim costs.
  • Eliminating or reducing insurance company profit, overhead, and premium taxes etc. A HIF is a public entity owned and controlled by its members. Any surplus is ultimately returned to its members in the form of dividends.
  • Negotiating with national networks for access to primary care physicians, specialists and specialized facilities.
  • Providing support to its members in bargaining unit contract negotiations and plan designs.
  • Employee education and wellness programs.
For information about joining contact the Program Manager Dave Vozza 201-307-8601

We are excited to be entering the fourth year of our Wellness pilot program.
Please check out our Wellness page for more information or contact

Are you interested in long term rate stability for your municipality or school board?

  • The average of the last 3 years' overall rate increase Fund-wide was 4.6%

  • Since the Funds inception in 1993 surplus/dividend returns have averaged about 5% of premiums paid.

The NJMEBF serves those eligible public entities that are dedicated to the Funds Philosophy, are active participants and are located in the counties of Morris, Passaic, Sussex, Warren, Essex and those portions of Hunterdon, Somerset and Union north of I-78.

* In 2007 legislation was passed that allows school districts to join with municipalities in a Health Insurance Fund "HIF"

Current Membership

  • Township of Andover
  • Township of Berkeley Heights
  • Borough of Bloomingdale
  • Township of Byram
  • Town of Dover
  • Township of Hanover
  • Township of Hardyston
  • Borough of Hopatcong
  • Knowlton Board of Education
  • Borough of Lincoln Park
  • Borough of Madison
  • Township of Montville
  • Borough of Mountain Lakes
  • Borough of Netcong
  • Town of Newton
  • Borough of Prospect Park
  • Township of Randolph
  • Borough of Ringwood
  • Township of Roxbury
  • Sparta Township
  • Township of Wantage
  • Borough of Wharton
  • Township of West Milford
  • Borough of Woodland Park


Use the link below to find out how the NJMEBF benefits you

A Convenience Care Clinic

If you are like many Americans, out of pocket costs like deductible and copays are a part of your world. But the far lower cost you’ll pay for a participating urgent care visits will feel like a relief. Take a look at what you might save:

Non Emergency Service

Average ER cost

Average Urgent Care Cost

Sprains

$550-$750

$110-$150

Influenza

$550-$750

$110-$150

Minor Lacerations

$550-$750

$110-$150

Headaches- Migraine and tension

$550-$750

$110-$150

Dave Vozza is ready to work with you and help you navigate the program.
  • © 2003 - 2018 North Jeresey Municipal Municipal Employee Benefits Fund