The Fund has accomplished these goals through:

• More effective management of claims/payments.
• Negotiating with area providers to lower claim costs.
• Eliminating or reducing insurance company profit, overhead, and premium taxes etc. A HIF is a public entity owned and controlled by its members. Any surplus is ultimately returned to its members in the form of dividends.
• Negotiating with national networks for access to primary care physicians, specialists and specialized facilities.
• Providing support to its members in bargaining unit contract negotiations and plan designs.
• Employee education and wellness programs.